the major utility expenses – heating, air conditioning, gas, water, trash removal – are covered in a single monthly fee, eliminating much of the budget guesswork.
#Home expense calculator professional
This calculator does not replace a professional estimate. All costs are estimates and no guarantee is made that all possible costs have been included. Your landlord or apartment manager: According to Rios, many new apartment communities recognize that utilities are a concern for new residents and have them calculated into the rent price based on unit size. This calculator is offered for educational purposes only.
If you're dealing with an apartment complex, Rios suggests contacting the electric company, which can furnish cost data for similar homes and apartments. internet and cable can be calculated with a quick call to your local cable provider," says Ericka Rios, co-founder and director of leasing of Downtown Apartment Company, based in Chicago. Your utility provider: Check with the provider of each service that makes your home hum, like your electric utility, the water company, waste management company and others.The amount withheld from each of your paychecks to cover the federal expenses will depend on several factors, including your income, number of dependents and filing status. Affordability calculator Find an estimate of how much mortgage or rent you can afford. Mortgage calculator Compare rates, payment frequency, amortization and more to find your best mortgage options. “Your agent can often request a history of utility costs from the seller’s broker, but when that is not available your agent should be able to see the annual utility costs for similar homes and give you a reasonable range," Ben Creamer, co-founder and managing broker of Downtown Realty Company in Chicago, says. When your employer calculates your take-home pay, they will withhold money for federal and state income taxes and two federal programs: Social Security and Medicare. Use the mortgage calculator, affordability calculator and debt service (GDS and TDS) calculator. Your real estate agent: If you're moving to a new home and speaking with the previous homeowner isn't feasible, ask your real estate agent.
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